Talofa lava

I’m Teru Time, founder of TIME Insurance.

Insurance shouldn’t be time-consuming and complicated! At TIME Insurance we are committed to making everything simple and making certain your insurance policies are effective, transparent and straightforward.

Having worked in the insurance industry for over 15 years, I know insurance better than the intricacies of the middle of a Rugby scrum!

Why do you need insurance?

Insurance protects you from financial loss as a result of specific events.

Accidents and disasters can and do occur. If you aren’t flush with cash to deal with them, you could face major financial difficulties and setbacks. When things go wrong, insurance is one way to protect your life, your health and your ability to earn an income to keep a roof over your head.

It’s much the same if you own a business. Most business owners know that no two days are the same and there’s always the possibility of something going wrong.

Business Insurance protects your staff, your partners, your business and your livelihood by helping pay for damages you’d otherwise have to cover out-of-pocket—think of it as rainy day savings.


Why use an Insurance Broker?

Using an Insurance Broker can save you time, money and headaches!

When compared to going straight to an insurance company, using an insurance broker provides several distinct advantages, and in most cases at no additional cost. As experts in delivering customised insurance solutions, we can add great value by doing all the groundwork on your behalf, saving you time and the headache of comparing prices and selecting a reputable supplier.

We are experienced insurance brokers and bring a wealth of insurance knowledge, and insight, and provide a more personalised experience than working directly with an insurance provider.

If you need to file a claim, you will not deal with the insurance company that issued your coverage. Instead, and to your advantage, we will file the claim on your behalf. This can save you a lot of time and hassle during what is sure to be a stressful time.

Why save time?

As William Penn penned it; “Time is what we want most, but what we use worst”.

Time may be infinite in the universe, but it is finite for humans. Our existence only lasts for a limited time before we are gone. The oldest living person is Lucile Randon at 118 years old. The person who has lived the longest in recorded history is Jeanne Calment at 122 years old.

The trick is to spend every minute as wisely as possible doing what we value most.

Don’t waste time filling out an application for each insurance company you want a quote from. Don’t waste time comparing quotes and coverage differences. Don’t waste time filing an insurance claim and dealing with an insurance company.

So what was Calment’s secret to longevity? Eat chocolate, drink port and roller-skate a lot.


Enhanced Coverage

TIME Insurance are a valued member of Folio’s Broking Network.

Our partnership with Folio gives us access to cutting-edge technology and a wide range of superior insurance policies through Steadfast, the largest broking network in Australasia. This ensures that we can offer you some of the best insurance options available.

As a member of the Folio network, TIME Insurance is able to provide exceptional service to our clients. We have the freedom to manage our own client relationships while benefiting from market-leading compliance measures, advanced technology solutions, and extensive market access.

Strong Alliances

In addition to our affiliation with Folio, we are proud members of the Insurance Brokers Association of New Zealand (IBANZ) Inc.

This membership brings numerous advantages, including unmatched financial stability, streamlined operations, and significant purchasing power across major insurers in both New Zealand and Australia. When necessary, we can also leverage the resources of renowned international insurers to meet your specific needs.

At TIME Insurance, we strive to offer you the highest level of expertise, reliability, and coverage options, all made possible by our strong partnerships and industry affiliations.


Get In Touch for Tailored Insurance Plan


Ready to feel in control and on top of your insurance for your business?
Get in touch to see how we can work together and create an insurance plan that’s tailored for you.

Get In Touch

Time Insurance in the Community

It’s important to give back!
Join us, we volunteer one day every month enriching our local community. Donating our TIME is great way to feel healthier both physically and mentally, plus it’s a great way to get to know the locals.